B-Protocol revolutionizes the concept of backstop liquidity by introducing a decentralized protocol. In this innovative system, backstop liquidity providers (BLP) have the opportunity to acquire the right to liquidate under-collateralized loans and, in turn, share the resulting profits with platform users.

By participating in B-Protocol, users can enjoy a higher yield compared to traditional interest rates. This mechanism not only benefits users but also eliminates the need for gas wars among liquidators. Consequently, a substantial portion of the protocol value is redirected towards borrowers and lenders, ultimately enhancing their effective interest rate.