Cred Protocol revolutionizes credit risk management infrastructure by effectively assessing on-chain lending risk on a large scale. Despite the vast number of active Ethereum wallets, only a fraction of users have ventured into DeFi loans. The primary obstacle lies in the inability of existing protocols to accurately measure risk, resulting in the reliance on over-collateralization as a safeguard against potential losses. Cred’s suite of products, including credit scores, credit reports, and credit monitoring, empowers businesses to prioritize risk quantification as a fundamental aspect of their services.