Gondi revolutionizes the NFT lending landscape as a decentralized, non-custodial protocol. Its primary objective is to establish an exceptionally efficient NFT credit market. By facilitating continuous underwriting, Gondi empowers users to fully or partially refinance their existing loans, thereby fostering a more dynamic and liquid environment. Lenders benefit from the ability to instantly refinance any loan, while borrowers passively enjoy more favorable terms on their outstanding loans.